Rev [June 2010]
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FACTS
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WHAT DOES FOREST PARK FEDERAL CREDIT UNION DO
WITH YOUR PERSONAL INFORMATION?
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Why?
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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
n Social Security number and income
n Account balances and payment history
n Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
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How?
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All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Forest Park FCU chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information
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Does Forest Park FCU share?
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Can you limit this sharing?
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For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
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Yes
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No
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For our marketing purposes—
to offer our CU products and services to you
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Yes
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Yes
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For joint marketing with other financial companies
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Yes
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Yes
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For our affiliates’ everyday business purposes—
information about your transactions and experiences
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n/a
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n/a
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For our affiliates’ everyday business purposes—
information about your creditworthiness
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n/a
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n/a
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For our affiliates to market to you
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n/a
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n/a
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For nonaffiliates to market to you
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Yes
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Yes
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To limit
our sharing
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n Mail the form below
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
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Questions?
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Call (503) 228-2106
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#--------------------------------------------------------------------------------------------------------------------------------------------
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Mail-in Form
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Mark any/all you want to limit:
q Do not send me any promotional material for credit union items separate from my statement.
q Do not send any joint marketing information to me.
q Do not allow your nonaffiliates to use my personal information to market to me.
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Name
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Mail to:
FPFCU
2465 NW Thurman
Portland
Oregon, 97210
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Address
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City, State, Zip
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Account #
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Page 2
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Who we are
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Forest Park Federal Credit Union
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What we do
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How does Forest Park FCU protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
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How does Forest Park FCU collect my personal information?
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We collect your personal information, for example, when you
nopen an account or deposit money
npay your bills or apply for a loan
nuse your credit or debit card
We also collect your personal information for others, such as credit bureaus, affiliates or other companies.
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Why can’t I limit all sharing?
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Federal law gives you the right to limit only
n sharing for affiliates’ everyday business purposes—information about your creditworthiness
n affiliates from using your information to market to you
n sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and nonfinancial companies.
Forest Park FCU has no affiliates at this time
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates we share with can include companies such as mortgage companies, insurance companies, and nonprofit organizations
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Joint marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Joint marketing can include Visa, MasterCard
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Other important information
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Questions? Please call (503) 228-2106
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